Millions of Americans who missed out on their 2021 stimulus payments have one last chance to claim up to $1,390 in 2025. This payment comes through the Recovery Rebate Credit, and the deadline to file is fast approaching.
If you’re eligible, this could be a crucial financial boost—but you’ll need to act fast. Let’s break down everything you need to know about this opportunity, including who qualifies, how to claim it, and why you shouldn’t wait.
Overview
Here’s a quick look at the key info about the 2025 stimulus payment:
Key Data | Details |
---|---|
Stimulus Amount | Up to $1,390 per individual |
Eligibility | Missed or partial Economic Impact Payments from 2021 |
Deadline | Must file 2021 tax return by April 15, 2025 |
Claim Process | Fill out the Recovery Rebate Credit section on your tax return |
Payment Method | Direct deposit or mailed check |
More Info | Available on the official IRS website |
If you didn’t get the full stimulus amount you were entitled to during the pandemic, now is your last chance to get that money back. But don’t wait too long—April 15, 2025, is the final day to file.
Background
In 2021, the U.S. government issued multiple rounds of Economic Impact Payments (stimulus checks) to help Americans recover financially from the pandemic. But not everyone received the full amount they were eligible for.
Some people never received a check at all. Others got a smaller payment than they should have. The good news? You can still claim the missing money through something called the Recovery Rebate Credit—if you file a 2021 tax return before the deadline in 2025.
Eligibility
You might be eligible for the $1,390 stimulus payment if:
- You didn’t receive the full amount of your 2021 stimulus check
- You never filed a 2021 tax return
- You filed but didn’t claim the Recovery Rebate Credit
- You had a new dependent in 2021 and didn’t report them
Examples
- Non-filers: If you didn’t file a 2021 tax return, you probably didn’t receive your full stimulus.
- Partial Recipients: If you got a check but it was less than what you qualified for.
- New Parents: If you had a child in 2021 and didn’t include them in your return, you may be owed more.
Check
Wondering if you qualify? Follow these steps:
Review Your IRS Notices
Find Notice 1444-C or other IRS letters from 2021. These show how much stimulus money you received.
Compare the Numbers
The full payment amounts were:
- Single filers: Up to $1,400
- Married couples: Up to $2,800
- Children under 17: Additional $1,400 per dependent
Compare this to what you actually received.
File Your Tax Return
If you’re owed more, file your 2021 tax return by April 15, 2025, and complete the Recovery Rebate Credit section.
File
Ready to file? Here’s how to claim your stimulus money:
Collect Documents
You’ll need:
- Notice 1444-C or any official IRS letter about your payments
- Your 2021 tax return (filed or ready to file)
Complete the Credit Section
Look for the Recovery Rebate Credit section on your tax return. Enter how much you already received, and the IRS will calculate the rest.
File Before the Deadline
The deadline is April 15, 2025. If you miss it, you’ll lose the chance to claim this money forever.
Receive
Once you file, the IRS will send your payment by:
- Direct Deposit: If your banking info is on file
- Check: If not, they’ll mail you a paper check
Payments are already being sent out to people filing late. The earlier you file, the sooner you’ll get paid.
Missed
What happens if you don’t file on time?
You won’t receive the $1,390. The IRS won’t automatically send it after the deadline. And you won’t be able to claim the Recovery Rebate Credit for 2021 ever again.
This could mean missing out on money that could help with bills, rent, groceries, or other essentials. Don’t leave it on the table.
FAQs
Who qualifies for the $1,390 payment?
Anyone who missed or got less of the 2021 stimulus check.
What is the deadline to claim it?
You must file your 2021 return by April 15, 2025.
Where do I file the claim?
File through the Recovery Rebate Credit on your 2021 return.
How will I get the payment?
By direct deposit or check, depending on your info.
Can I still file if I didn’t file in 2021?
Yes, file now and include the Recovery Rebate Credit.