If you missed out on the full COVID-19 stimulus checks back in 2021, you’ve got one last shot to get what you’re owed. The government is offering a final opportunity to claim up to $1,390 through the Recovery Rebate Credit—but the clock is ticking.
You must file your 2021 tax return by April 15, 2025. This could be a crucial boost, especially if you were left out or underpaid during the original stimulus rollouts.
Let’s break it down so you don’t miss out.
Overview
Here’s a quick summary of what this 2025 stimulus payment means:
| Key Data | Details |
|---|---|
| Stimulus Amount | Up to $1,390 per eligible person |
| Deadline | April 15, 2025 |
| Who’s Eligible | People who missed/under-received 2021 Economic Impact Payments |
| How to Claim | File a 2021 tax return and complete the Recovery Rebate Credit |
| How You’ll Get It | Direct deposit or mailed check |
| Where to Learn More | IRS Website |
This is the last chance to get the payment if you didn’t already. If you skip it, the IRS won’t send the money later.
Background
In 2021, the IRS sent out three rounds of Economic Impact Payments to help people handle financial strain during the pandemic. But not everyone got what they were entitled to.
Some missed it completely, while others got only part of it. If that sounds like you, this Recovery Rebate Credit gives you a shot at claiming the full amount.
In 2025, that could mean up to $1,390 in your pocket. But the only way to get it is by filing your 2021 tax return (even if you don’t usually file taxes).
Eligibility
You may qualify for the $1,390 stimulus payment if:
- You didn’t get the full 2021 stimulus checks.
- You didn’t file a 2021 tax return.
- You filed your return but didn’t complete the Recovery Rebate Credit section correctly.
- You had a baby or added dependents in 2021 and didn’t update your return.
Common Scenarios
| Situation | May Be Eligible? |
|---|---|
| Never filed 2021 tax return | Yes |
| Received partial stimulus | Yes |
| Had a new child in 2021 | Yes |
| Moved or changed income status | Yes |
| Received full payment | No |
Check
Not sure if you got your full stimulus? Here’s how to find out:
Step 1: Locate your IRS Notice 1444-C. This document shows how much you got in 2021.
Step 2: Compare it to what you should have received:
| Filer Type | Maximum Amount |
|---|---|
| Single | $1,400 |
| Married Couple | $2,800 |
| Per Dependent | $1,400 each |
Step 3: If the numbers don’t match, you can claim the difference.
Claim
Here’s how to file and claim the Recovery Rebate Credit:
1. Gather Your Docs
You’ll need your 2021 income details and any IRS letters or notices related to stimulus payments.
2. Complete the Recovery Rebate Credit
This is a section on the 2021 tax form (1040). You’ll plug in how much you did get, and the IRS will calculate the rest.
3. Submit by April 15, 2025
This is your absolute deadline to file and claim the payment. Don’t miss it.
Delivery
How will you get your money?
- Direct Deposit: If the IRS has your banking info, it’ll go straight to your account.
- Paper Check: If not, they’ll mail a check to the address on your return.
Miss
If you don’t file by April 15, 2025—you’re out of luck. The IRS won’t give you this money later. Period.
Missing out means leaving up to $1,390 on the table—money that could help with bills, groceries, or savings. And considering it’s a payment you’ve already earned, it’s worth the few steps to claim it.
If you’re unsure where to start, consider reaching out to a tax preparer or visiting the IRS Free File page to get help before the deadline hits.
FAQs
Who gets the $1,390 stimulus in 2025?
People who missed or under-received 2021 stimulus checks.
What is the deadline to claim the payment?
April 15, 2025.
Do I need to file a tax return to get it?
Yes, you must file a 2021 tax return.
What if I already got full stimulus?
You’re not eligible for more.
How will I receive the payment?
Via direct deposit or paper check.
