If you were affected by the Arthur J. Gallagher & Co. data breach, you may be eligible for a portion of the $21 million class-action settlement. With the deadline to file set for April 10, 2025, now is the time to act.
Whether you suffered financial loss, paid for fraud protection, or are simply a California resident, there’s a good chance you qualify for compensation.
Let’s walk through who’s eligible, how much you can get, and how to submit your claim.
Eligibility
To be considered for a payout, you must meet one or more of these criteria:
- You received a breach notification letter from Arthur J. Gallagher & Co.
- You experienced financial harm due to identity theft or fraud.
- You paid for credit monitoring or identity theft protection services.
- You’re a California resident (eligible for an extra $100 due to privacy laws).
Even if you didn’t lose money, you can still receive free financial monitoring for three years.
Compensation
Here’s a breakdown of how the compensation works:
| Compensation Type | Payout Amount |
|---|---|
| Documented financial losses | Up to $5,000 |
| No financial losses | 3 years free monitoring |
| California resident bonus | Additional $100 |
| Pro-rata share of leftover funds | Varies by claim volume |
To receive up to $5,000, you’ll need proof—things like bank statements showing unauthorized charges or receipts for fraud protection.
Filing Claim
Filing your claim is straightforward, but you must meet the April 10, 2025 deadline. Here’s the process:
Gather Proof
If you’re requesting reimbursement for financial losses, collect documents like:
- Credit card or bank statements with fraudulent charges
- Invoices for credit monitoring
- Emails or records of fraud disputes and recovery efforts
Choose a Filing Method
You can file in one of two ways:
- Online: Visit the official settlement website and fill out the digital claim form
- By Mail: Print the paper form and send it to: Arthur J. Gallagher Data Breach Settlement
c/o Kroll Settlement Administration LLC
PO Box 225391
New York, NY 10150-5391
Submit Before the Deadline
All claims must be submitted online or postmarked no later than April 10, 2025. Late submissions won’t be accepted.
Breach
The breach occurred between June 3 and September 26, 2020, when Arthur J. Gallagher & Co. was targeted in a cyberattack. Hackers accessed highly sensitive personal data including:
- Social Security numbers
- Driver’s license and ID details
- Bank account information
- Health and insurance data
A lawsuit followed, accusing the company of failing to protect user information. While they didn’t admit wrongdoing, they agreed to a $21 million settlement to resolve the matter.
Timeline
Here’s when to expect updates and payouts:
| Event | Date |
|---|---|
| Claim Deadline | April 10, 2025 |
| Final Approval Hearing | April 27, 2025 |
| Settlement Payouts Begin | Spring 2025 (pending) |
If approved, you’ll receive your payment via direct deposit or check, depending on your selected method during the claim process.
Protection
Even if you receive a payout, future protection is just as important. Here’s how to secure your data moving forward:
- Monitor financial accounts regularly to spot unusual activity early
- Freeze your credit with all three bureaus to block unauthorized credit checks
- Use strong passwords and avoid reusing them across websites
- Enable two-factor authentication (2FA) where available
- Consider identity theft protection services for ongoing security
Taking these precautions can help prevent future breaches from causing more damage.
FAQs
Who qualifies for the Gallagher settlement?
Anyone notified of the breach or who suffered financial loss.
What is the claim deadline?
Claims must be filed by April 10, 2025.
How much can I receive?
Up to $5,000 for documented losses or free monitoring.
Is there a bonus for California residents?
Yes, they get an extra $100 under state privacy laws.
When will payouts begin?
Payouts start in spring 2025 after court approval.
