BCBS Class Action Settlement – Check Eligibility and Claim Your Share of the $2.67 Billion

By Ehsteem Arif

Published on:

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If you or your business paid for Blue Cross Blue Shield (BCBS) health insurance anytime between 2008 and 2024, you may be eligible to receive part of a $2.67 billion class action settlement.

This massive agreement resolves claims that BCBS engaged in anti-competitive practices that led to inflated premiums and limited marketplace competition. Although BCBS denies any wrongdoing, the company agreed to settle to avoid prolonged litigation.

This guide breaks down what the lawsuit was about, who qualifies, how much you could receive, and how to file your claim before the April 17, 2025 deadline.

Background

The lawsuit accused Blue Cross Blue Shield Association (BCBSA) and its 30+ affiliated companies of:

  • Dividing up geographic markets to avoid competing with each other
  • Using their market dominance to keep insurance premiums higher than necessary
  • Violating federal antitrust laws, particularly the Sherman Act

This created a situation where consumers and businesses allegedly paid more for health insurance and prescription drugs than they should have.

The case—Russo et al. v. Walgreen Co.—also targeted Walgreens, accusing it of inflating drug prices by not disclosing its Prescription Savings Club (PSC) prices when filing claims.

Despite denying the allegations, BCBS agreed to a $2.67 billion settlement to resolve the case.

Payout

Here’s the breakdown of how the money will be used:

Distribution AreaAmount
Payments to Class MembersApprox. $1.9 billion
Attorney & Admin FeesApprox. $770 million

Your actual payout depends on:

  • The type of BCBS plan (fully insured vs. self-funded)
  • How long you were covered
  • How many claims are submitted

Individual payouts may range from a few hundred to several thousand dollars.

Eligibility

There are two categories of eligible claimants:

Fully Insured Class Members

  • Individuals or businesses who bought a BCBS plan where BCBS took on the financial risk
  • Must have paid premiums between February 7, 2008, and October 2024

Self-Funded Account Members

  • Larger employers that used BCBS for administrative services only while paying their employees’ claims directly
  • Must have contracted with BCBS between September 1, 2015, and October 16, 2020

Even if you no longer have coverage, you may still be eligible.

Deadlines

EventDeadline
Exclusion & Objection DateMarch 18, 2025
Claim Submission DeadlineApril 17, 2025
Final Court HearingSeptember 10, 2025

If you don’t file a claim or opt out, you’ll automatically be included and may still get a payment—but you must file to maximize your payout.

Claim

Here’s a quick step-by-step guide:

  1. Visit the Official Website
    Go to: www.bcbssettlement.com
  2. Check Eligibility
    Use the tools on the site to see if you qualify as a fully insured or self-funded participant.
  3. Fill Out the Claim Form
    You can do this online or request a paper form.
  4. Provide Documentation
    Submit:
    • Proof of payment or BCBS coverage
    • Employer records (for businesses)
    • Policy statements or ID numbers (if available)
  5. Submit Before Deadline
    All claims must be submitted by April 17, 2025.

Payout

Here’s what to expect:

Type of PolicyEstimated Payout
Individual CoverageA few hundred dollars
Small BusinessPossibly several thousand
Fully Insured PlanLikely higher than self-funded

The exact amount depends on how much you paid in premiums and the number of valid claims submitted.

Companies

This settlement covers all 30+ BCBS organizations, including:

  • Anthem Blue Cross Blue Shield
  • BCBS of Texas
  • Empire Blue Cross
  • Regence Blue Shield
  • CareFirst BlueCross BlueShield
  • Highmark BCBS
  • BCBS of Alabama
  • Florida Blue
  • Independence BCBS
  • and many more

Legitimate?

Yes, this is a federally approved class action settlement, reviewed by the U.S. District Court for the Northern District of Alabama. It includes oversight by an independent claims administrator.

It is important to avoid scams. Only submit your information through www.bcbssettlement.com. Do not respond to unsolicited emails or phone calls requesting sensitive personal or banking information.

Why It Matters

This case sends a strong message: anti-competitive behavior in healthcare will not be tolerated. BCBS’s market practices affected millions of individuals and businesses nationwide. Now, there is an opportunity to get money back, and the window to act is closing.

If you or your business had a BCBS policy between 2008 and 2024, don’t miss this chance to claim your share of $2.67 billion.

FAQs

Who qualifies for the BCBS settlement?

Anyone who paid for a BCBS policy from 2008 to 2024 may be eligible.

What’s the deadline to file a claim?

You must submit your claim by April 17, 2025.

Where do I file my claim?

Visit www.bcbssettlement.com to file your claim online.

How much money will I get?

It varies based on your plan type and coverage period—could be hundreds or more.

Is this a real settlement or a scam?

Yes, it’s real and court-approved. Only use the official website to file.

Ehsteem Arif

A Sagittarius who everyone assumes is a Capricorn, Ehsteem divides his time between reading, walking, and hanging out with his mischievous puppy, Tootsie.

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