If you were born before 1959 and currently receive the State Pension, you could be missing out on up to £5,600 a year in tax-free benefits—and not even know it. The Department for Work and Pensions (DWP) has recently made it easier to apply for Attendance Allowance, a non-means-tested payment designed to help older individuals with health conditions or disabilities live more independently.
With the cost of living continuing to climb, this benefit could provide a crucial financial boost to cover personal care and support expenses.
What Is Attendance Allowance?
Attendance Allowance is a benefit for people over State Pension age who need help with personal care due to physical or mental health issues. It is not means-tested, meaning your income, savings, or pension amount won’t affect your eligibility or payment.
Whether you need help getting dressed, using the bathroom, preparing meals, or staying safe due to mental or physical health issues, this benefit is designed to help offset the additional costs of managing daily life.
Who Is Eligible?
To qualify for Attendance Allowance, you must meet the following conditions:
Importantly, eligibility is based on how your condition affects you, not the condition itself.
How Much Could You Get?
Attendance Allowance is paid at two different weekly rates:
| Level of Care Needed | Weekly Rate | Annual Equivalent |
|---|---|---|
| Lower Rate (day OR night care) | £72.65 | £3,777.80 |
| Higher Rate (day AND night care) | £108.55 | £5,644.60 |
Payments are made every four weeks, meaning you could receive up to £434 per pay period—completely tax-free.
How to Apply for Attendance Allowance
The DWP has simplified the process, offering three ways to apply:
1. Apply Online
A limited number of applications are accepted weekly. Visit:
gov.uk/attendance-allowance
2. Apply by Post
Download or request a form. Then send your completed form to:
Freepost DWP Attendance Allowance (No stamp or postcode required)
3. Apply by Phone
Request a form by calling:
- 0800 731 0122 (Telephone)
- 0800 731 0317 (Textphone)
- Relay UK: Dial 18001 0800 731 0122
- BSL Video Relay: Available via GOV.UK
Note: You must apply by post if applying on behalf of someone else or if you hold Power of Attorney.
What You’ll Need to Apply
Be prepared with the following:
- National Insurance number
- Contact details (address, phone number)
- GP or healthcare provider information
- A description of your condition and how it affects daily life
- Details of any hospital or care home stays
When Will Payments Start?
Your payment start date depends on how you apply:
| Application Method | Start of Payment |
|---|---|
| Online | From date of claim submission |
| By post | From date DWP receives the form |
| By phone (form returned within 6 weeks) | From the date of your call |
What If You’re Rejected?
If your claim is denied or under-awarded, you can:
- Request a Mandatory Reconsideration
- File a formal appeal if you disagree with the decision
- Complain about poor service if applicable
Support is available from organisations like Age UK, Citizens Advice, and Disability Rights UK.
Why You Should Apply Now
Even if you’re already receiving the State Pension, you may be missing out on significant financial support. Attendance Allowance:
- Is completely tax-free
- Won’t reduce your other benefits or pension
- Can be used as you see fit—whether for care, transport, equipment, or other needs
- Can increase your entitlement to other benefits like Pension Credit or Housing Benefit
With over 700,000 pensioners potentially eligible, this is a benefit that deserves attention.
FAQs:
Is Attendance Allowance means-tested?
No. Your income, savings, and other benefits won’t affect your eligibility.
Can I claim it if I already receive the State Pension?
Yes. Attendance Allowance is separate from your pension and will not affect it.
What if I’m terminally ill?
If a doctor confirms a terminal diagnosis, you can receive the higher rate immediately without the six-month waiting period.
How much can I receive?
Up to £108.55 a week, or £5,644.60 per year, depending on your level of need.
