Many UK state pensioners could be missing out on over £7,000 worth of annual benefits, freebies, and discounts—especially those who qualify for Pension Credit and other entitlements from the Department for Work and Pensions (DWP). These perks help ease the financial burden on older adults and offer support beyond the weekly state pension payment.
With the New State Pension currently worth up to £230.25 per week and the Basic State Pension up to £176.45, it’s crucial to understand what additional support you might be entitled to.
9 Freebies and Financial Perks for Pensioners in 2025
Here’s a breakdown of the top DWP-related entitlements and support schemes pensioners could claim in June and beyond:
1. Pension Credit – Worth up to £3,900/year
Pension Credit is a means-tested benefit that tops up income to a guaranteed minimum:
- £218.15/week for single claimants
- £332.95/week for couples
Many are eligible but don’t claim. It can also unlock other benefits, like free TV licences and council tax reductions.
2. Council Tax Reduction – Worth up to £2,280/year
Depending on your income and circumstances, you could get a discount or even full exemption from council tax.
- The average Band D bill in England is now £2,280.
- Savings vary by local authority and eligibility.
3. Free TV Licence – Worth £174.50/year
Pensioners aged 75+ who receive Pension Credit are entitled to a free TV licence, saving nearly £175 a year.
4. Social Tariffs on Broadband – Worth up to £234/year
Many broadband providers offer social tariffs for those on benefits like Pension Credit or Universal Credit.
- Average savings: £15–£20/month
- Annual savings: up to £234
5. Discounted Water Bills – Worth up to £160/year
Most water companies offer social tariff schemes for low-income households.
- Can cap or reduce your water bill significantly
- Available across England and Wales
6. Free Prescriptions & Eye Tests – Worth ~£145/year
If you’re aged 60+, you automatically qualify for:
- Free prescriptions (England only)
- Free NHS eye tests
This could save: - £114.50/year on prescriptions (with prepayment certificate)
- £20–£25/year on eye tests
7. Free NHS Dental Treatment – Worth up to £282/year
Pensioners on certain benefits like Pension Credit may qualify for free dental treatment under the NHS.
- Eligibility depends on income and benefit status
8. Free Bus Pass – Worth ~£128/year
In England, you get a free bus pass at State Pension age.
- In London: free travel from age 60 (within London)
- In Wales: free travel from age 60
- Based on an average of 64 journeys/year at £2 each
9. Free Passport – Worth £94.50
If you were born on or before 2 September 1929, you can apply for a free British passport.
- Saves up to £94.50, though fast-track services still cost extra
Summary Table: Value of Pensioner Perks
| Benefit or Freebie | Annual Value |
|---|---|
| Pension Credit | £3,900 |
| Council Tax Reduction | £2,280 |
| Free TV Licence | £174.50 |
| Social Broadband Tariff | £234 |
| Discounted Water Bills | £160 |
| Free Prescriptions & Eye Tests | £145 |
| Free Dental Treatment | £282 |
| Free Bus Pass | £128 |
| Free Passport | £94.50 |
| Total Potential Value | £7,398 |
What You Should Do Next
If you’re a state pensioner, especially one on a low or modest income, it’s worth checking whether you’re eligible for these benefits and schemes. Many pensioners don’t claim what they’re entitled to—especially Pension Credit, which unlocks multiple other benefits.
Visit GOV.UK to:
- Use the Pension Credit calculator
- Apply online or by phone
- Find details on local council tax reductions, social tariffs, and NHS entitlements
FAQs:
Who qualifies for Pension Credit?
Pension Credit is available to people over State Pension age with low income. It tops up your income and may include additional amounts for carers or disabilities.
Do I have to apply for these benefits separately?
Yes, while some benefits like free TV licences require Pension Credit, others (like social tariffs or water discounts) may need separate applications.
Do these perks affect my pension payments?
No. These are additional benefits and don’t reduce your State Pension.
Can I get help if my partner is under pension age?
Rules vary. Mixed-age couples should check eligibility carefully, especially for Pension Credit.
